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How does targeted microcredit empower the economic resilience of rural households in the context of natural disasters?

Identification

Clé publique

radar:r-4949a2e503dd5d55a3276c5527382081

Auteurs

Yu Yun · Wang Fang · Guanyu Qin · Tao Li

Année déclarée

2025

Langue déclarée

en

Type source

article

Première détection

2026-11-14T02:14:41.368106+00:00

Dernière observation des métadonnées

2026-11-14T02:14:41.368106+00:00

Dernière vérification HTTP

Non effectuée

Institutions déclarées par la source

Northwest A&F University

Pays d’affiliation déclarés

CN

Résumé documentaire — langue originale

Introduction The adverse impacts of natural disaster shocks threaten the sustainable development of agricultural production and exacerbate the risk of rural households returning to poverty. As a financial tool designed to support the development and production of rural households in China, the role of targeted microcredit on the economic resilience of poverty-eradicating households facing natural disaster shocks is a critical issue worthy of attention in the new era after the poverty elimination campaign. Methods Based on the three periods of balanced panel data from field tracking surveys conducted in China’s Liupan Mountains contiguous poverty area from 2021 to 2023, this study employs the multi-period difference-in-differences (DID) model to assess the effects of targeted microcredit on the economic resilience of poverty-eradicating households. Results The findings show the following: firstly, targeted microcredit significantly improves the economic resilience of poverty-eradicating households. The dynamic results suggest that the empowering effect of targeted microcredit strengthens over time. Secondly, targeted microcredit enhances the households’ economic resilience primarily by increasing operational income and human capital. Thirdly, the heterogeneity analysis demonstrates that the empowering effect of targeted microcredit on the households’ economic resilience is more pronounced among households engaged in agriculture-oriented livelihoods and stable poverty-eradicating status. Discussion Therefore, it is crucial to integrate various resources to innovate and develop targeted microcredit programs, stimulate the endogenous development momentum of poverty-eradicating households, thereby enhancing their economic resilience.

Identifiants

OPENALEX

https://openalex.org/W4410905525

DOI

10.3389/fsufs.2025.1582487

Repères documentaires

Famille documentaire

article

Types déclarés par les sources

article

Éditeurs

Frontiers Media

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Sources

OpenAlex · Document 1

• Document · https://doi.org/10.3389/fsufs.2025.1582487

Statut documentaire

Pertinence à examiner

Bibliothèque

Cette identité n’est pas encore intégrée à la Bibliothèque juridique.