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DIGITALIZATION OF BANKING OPERATIONS IN THE PROCESS OF ACCESSION OF THE REPUBLIC OF MOLDOVA TO THE EUROPEAN UNION

Identification

Clé publique

radar:r-1240f64a891815050faac19b3edc0db3

Auteurs

Nicolae Zavulan · Iurie Mihalache

Année déclarée

2026

Langue déclarée

en

Type source

conference-paper

Première détection

2026-11-13T12:50:08.885202+00:00

Dernière observation des métadonnées

2026-11-13T12:50:08.885202+00:00

Dernière vérification HTTP

Non effectuée

Institutions déclarées par la source

Academy of Economic Studies of Moldova

Pays d’affiliation déclarés

MD

Résumé documentaire — langue originale

The digitalization of the banking system in the Republic of Moldova is making remarkable progress, with citizens having at their fingertips innovative solutions that save them from queues at the counters. In this way, banking operations can be carried out entirely electronically, directly from their phone or computer, wherever they are. The most important achievement is the MIA Instant Payments operation that allows money transfers in seconds, safely and cost-effectively, including Moldova’s acceptance into the Single Euro Payments Area (SEPA), which will facilitate euro transactions with European countries at the same advantageous conditions as local transfers. In this scientific article, we reported that the main role in the digitalization of banking operations in the process of the Republic of Moldova’s accession to the European Union is played by the National Bank of Moldova (BNM). The National Bank promotes innovation and supports the modernization of the financial sector by adopting new technologies, aligned with European standards. In conclusion, we believe that the most important benefit of the digitalization of banking operations is the reduction of tax evasion. Numerous studies and analyses indicate a very high correlation between the share of electronic payments (by bank card, internet/mobile banking) in the economy and the reduction of the gray economy. Thus, the banking community in the Republic of Moldova can contribute with know-how in the implementation of digital services and cybersecurity, including by developing applications dedicated to e-government interactions and by promoting public-private partnerships in the field of digitalization.

Identifiants

OPENALEX

https://openalex.org/W7161554714

DOI

10.24818/cike2025.99

Repères documentaires

Famille documentaire

unknown

Types déclarés par les sources

conference-paper

Les mentions d’entités ne constituent pas une preuve de reconnaissance juridique. La juridiction étudiée est distincte du pays d’affiliation des auteurs.

Sources

OpenAlex · Document 1

• Document · https://doi.org/10.24818/cike2025.99

Statut documentaire

Pertinence à examiner

Bibliothèque

Cette identité n’est pas encore intégrée à la Bibliothèque juridique.