Deposit Inflows and Outflows in Failing Banks: The Role of Deposit Insurance
Identification
- Public canonical key
- radar:r-ca32d7d2f314e2277818442fbeb43237
- Authors
- CHRISTOPHER MARTIN · Manju Puri B · ALEXANDER UFIER
- Reported year
- 2026
- Reported language
- en
- Source type
- article
- First detected
- 2026-11-14T09:38:34.594156+00:00
- Last metadata observation
- 2026-11-14T09:38:34.594156+00:00
- Last HTTP verification
- Not checked
Institutions reported by the source
Duke University
Reported affiliation countries
US
Documentary abstract — original language
ABSTRACT Using unique, daily, account‐level data, we investigate deposit outflows and inflows in a distressed bank. We observe an outflow of uninsured depositors following bad regulatory news. Both regular and temporary deposit insurance reduce outflows. We provide important new evidence that, simultaneous with deposit outflows, deposit inflows are first order. Uninsured deposit outflows were largely offset with new insured deposit inflows as the bank approached failure, with the bank increasing term deposit rates. This phenomenon holds in a large sample of banks that faced regulatory action, suggesting that insured deposit inflows are an important mechanism that weakens depositor discipline.
Identifiers
- OPENALEX
- https://openalex.org/W7125223762
- DOI
- 10.1111/jofi.70007
Documentary context
- Documentary family
- article
- Source-reported types
- article
- Publishers
- Wiley
Entity mentions are not evidence of legal recognition. Jurisdiction studied is separate from author affiliation country.
Sources
OpenAlex · Record 1
Cite this reference
CHRISTOPHER MARTIN; Manju Puri B; ALEXANDER UFIER. Deposit Inflows and Outflows in Failing Banks: The Role of Deposit Insurance. 2026. https://doi.org/10.1111/jofi.70007
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- APA
- CHRISTOPHER MARTIN; Manju Puri B; ALEXANDER UFIER. (2026). Deposit Inflows and Outflows in Failing Banks: The Role of Deposit Insurance. https://doi.org/10.1111/jofi.70007
- Chicago
- CHRISTOPHER MARTIN; Manju Puri B; ALEXANDER UFIER. Deposit Inflows and Outflows in Failing Banks: The Role of Deposit Insurance. 2026. https://doi.org/10.1111/jofi.70007
- ISO 690
- CHRISTOPHER MARTIN; Manju Puri B; ALEXANDER UFIER. Deposit Inflows and Outflows in Failing Banks: The Role of Deposit Insurance. 2026. https://doi.org/10.1111/jofi.70007
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UDTR Global Rights of Nature Legal Library. Deposit Inflows and Outflows in Failing Banks: The Role of Deposit Insurance. Documentary record: https://www.declarationuniverselledesdroitsdelarbre.org/global-rights-of-nature-radar/reference/r-ca32d7d2f314e2277818442fbeb43237/ · Last HTTP verification: not performed
Research dossiers and documentary relations
Source roles
Bibliographic / original publication source · https://doi.org/10.1111/jofi.70007
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Documentary status
Relevance pending
Library
This identity is not yet included in the Legal Library.